iPay

1. Summary

Ranks

Liquidity

-

Developer

-

Social

60

Momentum (beta)

0

Stack Rank™

-

Price

$0.000761920000 0.0%

Market Cap

$0.00 (#8528)

Supply

/

Tags

Binance Smart Chain Ecosystem BNB Chain Ecosystem

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Price
52W High price	$0.005374517900
52W High date	22nd Apr 2022 (2 years ago)
All Time High (ATH) Date	8th Oct 2024 (1 month ago)
All Time Low (ATL) Date	8th Oct 2024 (1 month ago)

Supply & Trading Volume
Trading Volume (24h)	$33.00

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Description

Overview of iPay API

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Overview of iPay API

The iPay API is a payment processing system designed to securely facilitate transactions through various means, including but not limited to CARD (credit and debit cards), Google Pay, and e-commerce platforms. This flexible system supports several methods of integration, including web and mobile applications, to ensure seamless transaction processes.

Core Features

• Security Protocols: The API incorporates strong security features such as OAuth 2.0 and JSON Web Tokens (JWT) to ensure secure data transfer and authentication.
• Multiple Integration Options: The system supports HTTP/1.1 protocol and allows for synchronous requests with secure HTTPS calls. This ensures compatibility across different platforms.
• Card Payments Integration: iPay integrates Card payment options securely, including Google Pay, which allows for encrypted transactions using Google Pay Tokens.
• E-commerce Support: Its robust architecture supports seamless embedding into e-commerce platforms, providing end-to-end payment solutions for online shops.

Activation and Use

1. Registration and Account Setup: To use the API, merchants need to set up an account and provide required details like bank information and merchant ID.
2. API Key Generation: Upon activation, the system provides unique API keys, including a vendor ID and secret keys, which are used to authenticate requests and sign transactions.
3. Request Format and Encoding: The API accepts JSON-formatted data via HTTP POST requests, with UTF-8 encoding to ensure standard data transfer.

Compliance and Recognition

• PCI DSS Compliance: The iPay system adheres to the highly recognized and stringent Payment Card Industry Data Security Standard (PCI DSS) to ensure the safety and integrity of all transactions.
• Central Bank Recognition: It is recognized and approved by central banks in various territories, ensuring the legitimacy and reliability of its payment processes.

Use Cases and Potential

• Multi-Platform Support: The API is versatile and can be integrated into numerous platforms, mainly serving both B2B and B2C transactions.
• STKpush Payment Modals: The iPay STK push API allows the creation of a USSD-based payment modal for transactionsquiring a customer’s PIN through mobile money accounts.
• Blockchain Integration: It is seen as a potential tool for the creator economy, leveraging anonymous blockchain technology to eradicate fraud and chargebacks when paired with stablecoin BUSD.

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